Aquipax

User Guide

When you first open Aquipax, you’ll see your safe to spend number at the top. This is the money left after every bill, subscription and commitment this month.

Tap Financial Health to enter your income and bills. The more you add, the more accurate your number becomes.

Go to Financial Health → Bills tab → Income.

Enter your monthly take-home pay (after tax). If you have a partner, add their income too. Use your actual bank deposit amount, not your salary.

Regular Monthly Costs — everything that goes out every month: rent/mortgage, council tax, energy, broadband, phone, subscriptions, insurance, gym, Netflix, etc.

Tap the quick-add buttons to add common bills in seconds. You can also import from a bank statement to auto-detect your bills.

Variable costs are things that change month to month: food shopping, petrol, eating out, clothes, kids’ activities. Add your typical monthly budget for each.

These are estimates — they don’t need to be exact. They help Aquipax give you a realistic safe-to-spend number.

Bills that hit once a year — car insurance, MOT, Christmas, holidays, home insurance. Enter the annual amount and Aquipax smooths them monthly so you’re never caught out.

Tap Directory in the sidebar, then Fuel. Allow location access and Aquipax shows you the cheapest fuel stations near you, updated live from the UK Government API.

Tap Directory in the sidebar. Browse by tab: Finance (insurance, credit cards), Utilities (energy, broadband), Fitness (supplements, gyms), Health (therapy).

All links are tracked via Awin — if you switch and save, you’re helping keep Aquipax free.

Go to Physical Health → Nutrition tab → Meal planner.

Set your dietary preferences first (vegetarian, gluten-free etc.), then tap Generate plan. Aquipax builds a personalised 7-day plan using your calorie target from your health profile.

Tap Swap on any meal to change it. Tap ☆ Favourite to save meals you love.

The shared shopping list lets every family member add items throughout the week. Go to Physical Health → Nutrition → Shopping list.

Tick items off as you shop. Mark items as 🏠 Have it if you already have them at home — they’ll be excluded from the basket price comparison.

Steps — tap Start counting in the Activity tab. Keep the screen on for best accuracy.

Weight & BMI — log your weight in the Body tab. Aquipax tracks your trend over time.

Water — tap the glasses in the Nutrition tab to log daily water intake.

Mood tracker — log how you feel each day (1–5). Your mood history is shown as a 7-day chart.

Sleep tracker — tap Wake up when you get up and log your hours. Quality is scored based on duration.

Gratitude journal — log 3 things you’re grateful for each day.

Breathing exercise — box breathing: 4 seconds in, 4 hold, 4 out, 4 hold. Reduces stress in minutes.

Financial stress score — automatically calculated from your real financial data. No questionnaire needed.

Tap Refer in the sidebar to get your unique referral link. Every 3 friends who sign up earns you 1 month free. No cap — keep referring, keep earning.

The Family plan lets up to 4 household members share one subscription. The shopping list, calendar and financial notes are all shared in real time.

Tap the blue ? button (bottom right) to open Ask Jeanie — your AI financial assistant. Jeanie knows your actual numbers and can answer questions like:

“Can I afford a holiday?”
“Why is my number so low this month?”
“How can I save more?”

Jeanie gives personalised answers based on your real data, not generic advice.

Earn badges as you use Aquipax — for setting up your bills, logging your first mood, reaching step goals, building your emergency fund and more. Tap the 🏆 Achievements strip on the home screen to see all 12 badges.

💡 Tips

• Add to Home Screen on your phone for a native app experience
• Incognito mode clears the cache if something looks wrong
• Your data is yours — nothing is sold, nothing is shared
• No bank login needed — you enter your own numbers
• Contact us at hello@jeanieiq.com for any help